The Ways To Get Car And Auto Insurance Quotes

Jumat, 12 Januari 2018

Best Cheap Car Insurance in Massachusetts - MA for 2018

Best Cheap Car Insurance in Massachusetts for 2018

The automobile industry has been flooded with numerous competitive auto insurance companies. So it is our duty to know all about the available Car Insurance Price of different companies with help from different sources. It is wise decision to look at all insurance prices before selecting the one that suits you.

car insurance ma

Car Insurance Price plays an important part in deciding the type of insurance you won't get for your car. There are several factors that decide your car insurance price. Most of the insurance companies consider these factors while determining the price of your car insurance. Sports cars like Porsche and luxury cars always fetch you high insurance rates. Small and inexpensive cars have low insurance rate as they are easily repairable and easy to maintain. If you have multiple policies for a particular company then the insurance price of your car gets lower.

A company offers you a huge discount if you are already a part of existing policies of the company. Another factor that modifies the rate of automobile insurance is the rate of auto theft in the area. If the rate of auto theft is high, then the premium of the insurance will increase. Some companies offer a policy which has a lower insurance price than others for the same type of coverage. Some companies show lower rates of premium in the form of a diminished rate. Some car insurance companies show it in the form of discount. The amount that insurance companies charge in order to protect your vehicle can vary. You will notice that this variation may be of hundreds of dollars for the same type of coverage.

Car Insurance Prices are high for men than women as men drive more miles in average than females and men account for the most number of accidents on road. The insurance price for teenage drivers without prior driving experience is higher than the driver above 25 years of age. The driving record also plays an important part in determining the price of insurance.

Homeowners receive discounts from different car insurance companies. If you insure more than one car with a particular insurance company you can save money on the insurance policy. Some companies also provide a certain percentage of savings if you pay your entire policy in advance. So always collect as much price from reliable sources and compare them before choosing the best out of them for your car.
If you’re looking for cheap car insurance in Massachusetts, comparison shopping is key. The insurance company with the best price will often vary depending on your situation.
Cheapest for good drivers
Plymouth Rock Assurance$624/
Safety Insurance$1,035/
Plymouth Rock Assurance quoted the cheapest auto insurance rate we found for good drivers in Massachusetts, coming in at $624 per year, just $52 per month.
Cheapest for young drivers (For drivers in their early 20s)
Young drivers often must budget tightly for car insurance and typically need less coverage than older motorists. So for this comparison, we ran quotes for drivers in their 20s carrying the lowest required coverage limits in Massachusetts. The rates were far cheaper than those for other groups, where we used much higher liability limits.

Plymouth Rock Assurance$316/
Arbella Insurance$501/
Safety Insurance$507/
Plymouth Rock had the cheapest car insurance in Massachusetts for young drivers, at $316 per year. Arbella and Safety Insurance rounded out the list of the cheapest options for this group. This year, there’s also an honorable mention for Hanover, which came in at only $1 more per year than Safety Insurance.
Cheapest for drivers with one at-fault crash
Causing an accident can put a big dent in your wallet. The lowest average car insurance price for drivers in the group was from Plymouth Rock Assurance at $1,025 per year. This was about $401 more than the cheapest rate we found for incident-free motorists of the same age, also from Plymouth Rock.

Plymouth Rock Assurance$1,025/
Arbella Insurance$1,455/
Even if you have an at-fault crash, there’s still plenty of reason to shop around. There was nearly a $1,900 difference between the lowest and highest quotes among the state’s largest insurers, proving just how much you could potentially save by comparing rates.
Cheapest for retired drivers (For drivers in their mid- to late 60s who no longer use their car for commuting)
Since retirees generally spend less time behind the wheel than their commuting counterparts, we looked at rates for drivers who travel 50% fewer annual miles than other groups. Safety Insurance fetched the cheapest average quote in our results, roughly $44 a month, with Plymouth Rock not far behind and Mapfre Insurance rounding out the top three.

Safety Insurance$525/
Plymouth Rock Assurance$530/

Minimum coverage requirements in Massachusetts. 
Bay State residents are required to carry liability insurance, uninsured motorist bodily injury coverage and personal injury protection, or PIP, in at least the following amounts:
  • $20,000 bodily injury liability per person
  • $40,000 bodily injury liability per crash
  • $5,000 property damage liability per crash
  • $20,000 uninsured motorist bodily injury per person
  • $40,000 uninsured motorist bodily injury per crash
  • $8,000 PIP
Article Source:,
Share on Facebook
Share on Twitter
Share on Google+

Top Suggested Articles