The Ways To Get Car And Auto Insurance Quotes

Sabtu, 17 Maret 2018

Finding the Cheapest Car Insurance Premiums for New Drivers

Car insurance for new drivers

MoneySuperMarket’s latest data (June 2017) shows the average annual premium for a new driver aged 17 to 24 is £1,183. Insurer's base car insurance premiums on potential risk, which is why the cost of insurance for a young driver is typically higher.
Finding the Cheapest Car Insurance Premiums for New Drivers

MoneySuperMarket data. Correct as of June 2017
Why is car insurance so expensive for new drivers
Inexperienced motorists are seen as a big risk for insurers and this is reflected in the price of car insurance for new drivers. If you are aged between 18 and 21, for example, then you make up 70% of claims for fully comprehensive insurance – the reason behind the high price of premiums.
Statistically speaking, one in five new drivers is involved in a crash within 12 months of passing their test. What’s more, motorists between the ages of 17 and 24 are responsible for a third of all fatalities on the road. But, there are a number of ways you can reduce the cost of cover by undertaking cost-cutting steps, as detailed below. 
Finding the Cheapest Car Insurance Premiums for New Drivers

MoneySuperMarket data. Correct as of June 2017
Every one of us is looking for the cheapest car insurance, especially now that recession is still looming in every part of the world. But, we cannot deny that car insurance for new drivers is always expensive due to the fact that statistically, claims are higher in this group. Some insurance companies offer cheap insurance policies for new drivers. However, there are several ways to do this in order to lessen your auto insurance premium.

Before choosing a policy, you must be able to identify the various services that these insurance companies are offering. Also, you should also consider the asking price of insurance policies that are being offered to you. This will help you in selecting the best and appropriate insurance premium, the one which is fit within your budget and suitable for your needs.

Car insurance for men is substantially more expensive than the premiums for women. Moreover, most of the insurance companies also give training. This will help drivers be more careful in driving and to handle their car well. Alongside, you will also be given the discounted price by attending the training course prior.

It is also a good idea to add security devices and this will result in a lower auto insurance premium. More security measures are applicable if you live in the high-risk area, where crime and theft are prone. Fitting these devices on your car will seriously save you a part of the whole amount of your car insurance premium.

Another idea is to add up a named driver that already got the long years of car driving experience and without a bad record or any possible traffic violations through the years of driving. As reiterated, it would be best that a female named driver should be added to your premium policy.

Those large insurance companies apparently offer lesser car insurance premiums for new car owners. It is imperative though that you do your own research. You may ask quotes from different insurance companies and then compare which one suits you or is within your budget range. However, you may ask for referrals from your circle of friends or relatives who just had acquired their first car. Through them, you may get more information. Another option is to ask for quotations of comparative websites over the Internet. They give more detailed and concise data, saving you your time and effort in doing your own research.

Well, here it is. I hope this would help you in choosing and finding your own car insurance premium for your first owned car.

Top Car Insurance For New Drivers
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Aviva Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:-
Policy Types Available:
Comprehensive & TPFT
Discounts
Up to 20% online, no claims & multi-car
Defaqto 5 star car insurance for £185-10% paid for standard cover. T&Cs Apply.
Cover for you and your vehicle
Starting from £160, our comprehensive car insurance insures you against the cost of accidents and damage. 10% of customers paid this for standard cover
Uninsured driver cover
You’ll be covered if you’re in an accident that wasn’t your fault with an uninsured driver
Vehicle recovery
We’ll repair your car at the roadside – or get you to our nearest approved repairer
Driving other cars
Third party cover if you need to drive someone else’s car
For Information:
https://www.aviva.co.uk/insurance/motor/car-insurance/
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Direct Line Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess : 
Under 21s: up to £400 & new drivers: up to £200
Policy Types Available:
Comprehensive & TPFT
Discounts
no claims & multi-car
Save up to £1,720 on car insurance. 10% consumers could achieve this saving. Based on online independent research by Consumer Intelligence during 01st November – 30th November 2017. Black box car insurance is available form this insurer for cars built in 1996 or later. The policyholder must be aged 25 or under with a full license. Underwritten by UK Insurance Limited.
For more information:
https://www.directline.com/car-cover
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Co-op Insurance Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess : 
Under 21s: up to £300 & new drivers: up to £150
Policy Types Available:
Comprehensive
Discounts
Up to 70% No Claims
70% No Claims Discount for 5 or more claim free years. Courtesy car provided as standard whilst yours is being repaired by a Co-op approved repaired for an insured incident.
The black box car insurance is available from this insurer.
For more information:
https://www.co-opinsurance.co.uk/carinsurance
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Admiral Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:
Under 21s: up to £450 & new drivers: up to £350
Policy Types Available:
Comprehensive & TPFT
Discounts
No claims & Multi-Car
Voted Best Car Insurance provider fifth year running at the Personal Finance Awards. Choose from Multi-Car, Single Car or our Black Box Insurance, LittleBox. Black box car insurance is available from this insurer.
For more information:
https://www.admiral.com/contact-us
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Esure Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:
Under 21s & new drivers varies
Policy Types Available:
Comprehensive & TPFT
Discounts
Online & Multi-Car
Car insurance by esure has a defaqto 5-star rating. 51% of customers paid £269 or less for the new policy from esure in Jan 2016
For more information:
https://www.esure.com/contact-us
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John Lewis Finance Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:
Under 21s & new drivers varies
Policy Types Available:
Comprehensive
Discounts
Up to 15% online & up to 75% no claims
New customers can save 15% online. T&C’s apply.
For more information:
https://www.johnlewisfinance.com/insurance/car-insurance/contact-us.html
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Churchill Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:
Under 21s: up to £450 & new drivers: up to £350
Policy Types Available:
Comprehensive & TPFT
Discounts
Multi-Car
A multi-car discount from Churchill could save your money. Minimum premiums apply. Maximum 10 vehicles per household. Introductory discount. Underwritten by UK Insurance Limited
For more information:
https://www.churchill.com/car-insurance/contact-us
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RAC Car Insurance
Finding the Cheapest Car Insurance Premiums for New Drivers
Additional Excess:
Under 21s: up to £400 & new drivers: up to £150
Policy Types Available:
Comprehensive & TPFT
Discounts
No Claims & Multi-Car
RAC offer car insurance via the panel of insurers
For more information:
https://www.rac.co.uk/insurance
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Article Source: http://EzineArticles.com/6345939, https://www.moneysupermarket.com/car-insurance/new-drivers/, https://www.money.co.uk/car-insurance/car-insurance-for-new-drivers.htm
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