The Ways To Get Car And Auto Insurance Quotes

Kamis, 25 Januari 2018

Who Has the Cheapest Auto Insurance Quotes in Minnesota?

Who Has the Cheapest Auto Insurance Quotes in Minnesota?

Before you go for auto insurance quotes, you must realize that a lot of money can be saved on auto insurance by being a bit more aware than what most people are. It is true that there are many discounts offered on auto insurance quotes, after taking into consideration a variety of factors that you may have never considered important as far as auto insurance are concerned. These factors will add up in the future to help you or affect your premium drastically.

Who Has the Cheapest Auto Insurance Quotes in Minnesota?

Driving safely is cheaper

Those who drive well, spend less on accident repairs and damages. Even more important is the fact that they get discounts on insurance premium. If you are a safe driver and have never been involved in accidents ensure that auto insurance quotes you receive take that factor into consideration and give you additional discounts. Drivers who have many speeding tickets in their names are always likely to attract the greater premium for auto insurance as they are riskier.

Equipment in your car

Interesting and strange as it may seem it is logical that insurance companies trust drivers with better safety equipment in their vehicles than those who are not. A good example is a case where a car has an anti-theft alarm fitted in it. Such a car is less likely to be stolen, and hence obviously the premium for theft insurance is way less for it than what it is under normal circumstances.

Installing other safety equipment in your car that will protect you from accidents will lower your insurance premium. Thus you will have a safer vehicle at your disposal and you will also spend less.

Speeding up the process

It is easier to get the auto insurance quotes if you have current documents like driver's license, odometer reading and deductibles and other current policy documents ready. This will help you get the quotes faster and finish the process sooner.

Discounts for Better Grades

Surprisingly enough students with good grades in school are more likely to get lower premium rates than those who do not. This is because they are likely to be safer drivers. In general younger people do not get much discount when they ask for auto and compare insurance quotes because they are considered rash and reckless drivers by general perception. A similar scenario is the availability of discounts for those who pay their monthly bills on time and are hence considered more responsible than those who don't.

Save by changing policies

If you do not have any damage claims, it is true that you get discount in the subsequent years. However, there are not any loyalty points for auto insurance, which is one reason why you may save a lot of money by switching policies. It is quite possible to not renew a policy at the end of the term period or leave it even in the middle if you are not satisfied with the terms or the premium is too high. It is always possible to get a lower insurance rate from another company if you have a good record without many accident damage claims to your name.

Cheapest Auto Insurance in Minnesota
To answer the question of which company had the cheapest car insurance rates, we analyzed quotes in 105 cities across the state for a single 30-year-old man. We then averaged the annual premiums for our sample drivers by the company and used that as a benchmark to determine which companies had the lowest rates.
mn auto insurance quotes
Based on our analysis, we found that Farm Bureau Mutual, West Bend Mutual and GEICO had the best rates for auto insurance in Minnesota. Note that the Farm Bureau Mutual requires an annual membership for Minnesota drivers to be eligible for their products, including auto insurance. Membership dues depend on the county drivers live in, and range from $47 in Sherburne to $85 in Goodhue and Wabasha. Most counties set their dues at $65 per year. For more information on dues and membership with the Minnesota Farm Bureau, click here. The following list shows the 12 best car insurers in Minnesota.

RankAuto Insurance CompanyAverage Annual Rates
1Farm Bureau Mutual* (requires membership)$854
2West Bend Mutual$997
3GEICO$1,011
4Western National$1,174
5American Family$1,185
6State Farm$1,212
7Allied$1,267
8Farmers$1,469
9Allstate$1,568
10Progressive$1,575
11Encompass$2,744
12MetLife$2,811
Your rates can be completely different just based on your own driving circumstances, including the number of tickets or claims, the car you drive, and how much additional or optional types of coverage you choose. 
Cheapest Car Insurance in Minnesota: By City
West Bend Mutual$1,032
 GEICO$1,100
AlbanyFarm Bureau Mutual*$804
 West Bend Mutual$984
 GEICO$1,096
Albert LeaFarm Bureau Mutual*$744
 West Bend Mutual$888
 Allied$996
AlexandriaFarm Bureau Mutual*$732
 West Bend Mutual$948
 GEICO$1,024
AnnandaleFarm Bureau Mutual*$960
 West Bend Mutual$1,068
 Western National$1,092
AnokaFarm Bureau Mutual*$1,032
 GEICO$1,080
 West Bend Mutual$1,092
AustinFarm Bureau Mutual*$768
 West Bend Mutual$888
 GEICO$994
BemidjiFarm Bureau Mutual*$924
 West Bend Mutual$1,044
 GEICO$1,151
BensonFarm Bureau Mutual*$864
 GEICO$928
 West Bend Mutual$948
BlaineGEICO$855
 Farm Bureau Mutual*$912
 West Bend Mutual$1,032
BloomingtonFarm Bureau Mutual*$804
 West Bend Mutual$1,056
 GEICO$1,097
BrainerdFarm Bureau Mutual*$888
 West Bend Mutual$1,032
 GEICO$1,151
BuffaloFarm Bureau Mutual*$924
 West Bend Mutual$1,080
 Western National$1,092
BurnsvilleFarm Bureau Mutual*$864
 West Bend Mutual$1,032
 GEICO$1,097
CaledoniaFarm Bureau Mutual*$816
 West Bend Mutual$948
 GEICO$1,007
CambridgeGEICO$955
 West Bend Mutual$1,056
 Farm Bureau Mutual*$1,080
Cannon FallsFarm Bureau Mutual*$864
 GEICO$879
 West Bend Mutual$936
ChanhassenFarm Bureau Mutual*$792
 GEICO$920
 West Bend Mutual$1,008
ChaskaFarm Bureau Mutual*$816
 GEICO$940
 West Bend Mutual$1,008
ChokioFarm Bureau Mutual*$864
 GEICO$928
 West Bend Mutual$948
ClarissaFarm Bureau Mutual*$816
 West Bend Mutual$948
 GEICO$1,151
CloquetFarm Bureau Mutual*$888
 West Bend Mutual$1,044
 GEICO$1,100
CokatoFarm Bureau Mutual*$900
 West Bend Mutual$1,080
 Western National$1,092
Coon RapidsFarm Bureau Mutual*$912
 West Bend Mutual$1,032
 GEICO$1,068
Cottage GroveGEICO$904
 Farm Bureau Mutual*$912
 West Bend Mutual$1,044
CrookstonFarm Bureau Mutual*$780
 West Bend Mutual$984
 Western National$1,020
DuluthFarm Bureau Mutual*$924
 GEICO$956
 West Bend Mutual$1,032
Eden PrairieFarm Bureau Mutual*$744
 GEICO$920
 West Bend Mutual$1,032
Elbow LakeFarm Bureau Mutual*$744
 West Bend Mutual$948
 Western National$1,020
ElyFarm Bureau Mutual*$900
 West Bend Mutual$1,044
 GEICO$1,100
FairmontFarm Bureau Mutual*$732
 West Bend Mutual$936
 GEICO$965
FaribaultFarm Bureau Mutual*$852
 West Bend Mutual$936
 GEICO$1,007
Fergus FallsFarm Bureau Mutual*$708
 West Bend Mutual$948
 Western National$1,020
Forest LakeFarm Bureau Mutual*$900
 GEICO$1,080
 West Bend Mutual$1,092
FrazeeFarm Bureau Mutual*$828
 West Bend Mutual$960
 Western National$1,020
FuldaFarm Bureau Mutual*$840
 West Bend Mutual$948
 GEICO$965
GlencoeFarm Bureau Mutual*$804
 GEICO$928
 West Bend Mutual$984
GlenwoodFarm Bureau Mutual*$792
 West Bend Mutual$948
 GEICO$1,024
Grand MaraisFarm Bureau Mutual*$924
 West Bend Mutual$1,044
 GEICO$1,100
Grand RapidsFarm Bureau Mutual*$864
 West Bend Mutual$1,044
 GEICO$1,100
Granite FallsGEICO$928
 Farm Bureau Mutual*$936
 West Bend Mutual$948
HastingsFarm Bureau Mutual*$900
 GEICO$982
 West Bend Mutual$1,032
HibbingFarm Bureau Mutual*$876
 West Bend Mutual$1,068
 GEICO$1,122
Howard LakeFarm Bureau Mutual*$864
 West Bend Mutual$1,080
 Western National$1,092
HutchinsonFarm Bureau Mutual*$756
 GEICO$928
 West Bend Mutual$984
International FallsFarm Bureau Mutual*$840
 Western National$1,020
 West Bend Mutual$1,044
JacksonFarm Bureau Mutual*$768
 West Bend Mutual$948
 GEICO$965
JordanFarm Bureau Mutual*$912
 GEICO$980
 West Bend Mutual$1,032
La CrescentFarm Bureau Mutual*$756
 West Bend Mutual$948
 GEICO$1,007
LitchfieldFarm Bureau Mutual*$816
 GEICO$928
 West Bend Mutual$984
Little FallsFarm Bureau Mutual*$816
 West Bend Mutual$984
 GEICO$1,151
Long PrairieFarm Bureau Mutual*$768
 West Bend Mutual$948
 American.Family$1,128
LuverneFarm Bureau Mutual*$816
 West Bend Mutual$948
 GEICO$965
MankatoFarm Bureau Mutual*$732
 West Bend Mutual$876
 GEICO$883
MarshallFarm Bureau Mutual*$816
 GEICO$928
 West Bend Mutual$948
MelroseFarm Bureau Mutual*$756
 West Bend Mutual$984
 GEICO$1,096
MilacaFarm Bureau Mutual*$996
 West Bend Mutual$1,056
 GEICO$1,096
MinneapolisFarm Bureau Mutual*$852
 GEICO$920
 Western National$1,332
MinneotaFarm Bureau Mutual*$852
 GEICO$928
 West Bend Mutual$948
MontevideoFarm Bureau Mutual*$888
 GEICO$928
 West Bend Mutual$948
Moose LakeFarm Bureau Mutual*$888
 West Bend Mutual$1,044
 GEICO$1,100
MoraFarm Bureau Mutual*$1,020
 West Bend Mutual$1,080
 GEICO$1,096
MorrisFarm Bureau Mutual*$792
 GEICO$928
 West Bend Mutual$948
Mountain LakeFarm Bureau Mutual*$792
 West Bend Mutual$948
 GEICO$965
New PragueFarm Bureau Mutual*$804
 West Bend Mutual$936
 GEICO$1,007
New UlmFarm Bureau Mutual*$708
 West Bend Mutual$888
 GEICO$965
New York MillsFarm Bureau Mutual*$828
 West Bend Mutual$948
 Western National$1,020
North BranchFarm Bureau Mutual*$1,008
 West Bend Mutual$1,092
 GEICO$1,096
OrtonvilleFarm Bureau Mutual*$852
 GEICO$928
 West Bend Mutual$948
OsseoFarm Bureau Mutual*$888
 GEICO$954
 West Bend Mutual$1,044
OwatonnaFarm Bureau Mutual*$852
 West Bend Mutual$936
 GEICO$1,007
Park RapidsFarm Bureau Mutual*$936
 West Bend Mutual$972
 GEICO$1,151
Parkers PrairieFarm Bureau Mutual*$804
 West Bend Mutual$948
 Western National$1,020
PaynesvilleFarm Bureau Mutual*$828
 West Bend Mutual$984
 GEICO$1,096
PerhamFarm Bureau Mutual*$768
 West Bend Mutual$948
 Western National$1,020
Pine CityFarm Bureau Mutual*$984
 GEICO$1,096
 West Bend Mutual$1,104
PipestoneFarm Bureau Mutual*$840
 GEICO$928
 West Bend Mutual$948
PrestonFarm Bureau Mutual*$840
 West Bend Mutual$936
 GEICO$1,007
PrincetonFarm Bureau Mutual*$1,056
 West Bend Mutual$1,056
 GEICO$1,096
Prior LakeFarm Bureau Mutual*$828
 GEICO$940
 West Bend Mutual$1,032
Red WingFarm Bureau Mutual*$852
 West Bend Mutual$936
 GEICO$1,007
RochesterWest Bend Mutual$816
 Farm Bureau Mutual*$828
 Western National$828
Saint CloudFarm Bureau Mutual*$840
 West Bend Mutual$912
 GEICO$952
Saint JamesFarm Bureau Mutual*$720
 West Bend Mutual$936
 GEICO$965
Saint PaulFarm Bureau Mutual*$900
 GEICO$1,004
 Western National$1,320
Sauk CentreFarm Bureau Mutual*$732
 West Bend Mutual$984
 GEICO$1,096
SavageFarm Bureau Mutual*$864
 GEICO$920
 West Bend Mutual$1,032
ShakopeeFarm Bureau Mutual*$888
 GEICO$940
 West Bend Mutual$1,032
SlaytonFarm Bureau Mutual*$792
 West Bend Mutual$948
 GEICO$965
Sleepy EyeFarm Bureau Mutual*$744
 West Bend Mutual$888
 GEICO$965
StaplesFarm Bureau Mutual*$864
 West Bend Mutual$948
 GEICO$1,151
StillwaterFarm Bureau Mutual*$924
 GEICO$977
 West Bend Mutual$1,020
Thief River FallsFarm Bureau Mutual*$828
 Western National$1,020
 West Bend Mutual$1,020
TowerFarm Bureau Mutual*$960
 Western National$1,020
 West Bend Mutual$1,044
TracyFarm Bureau Mutual*$840
 GEICO$928
 West Bend Mutual$948
Two HarborsFarm Bureau Mutual*$912
 West Bend Mutual$1,044
 GEICO$1,100
TylerGEICO$810
 Farm Bureau Mutual*$876
 West Bend Mutual$948
VictoriaFarm Bureau Mutual*$804
 GEICO$940
 West Bend Mutual$1,008
VirginiaFarm Bureau Mutual*$876
 West Bend Mutual$1,068
 GEICO$1,122
WaconiaFarm Bureau Mutual*$804
 GEICO$940
 West Bend Mutual$1,032
WadenaWest Bend Mutual$948
 GEICO$1,151
 Farm Bureau Mutual*$1,152
WalkerFarm Bureau Mutual*$924
 West Bend Mutual$1,056
 GEICO$1,151
WayzataFarm Bureau Mutual*$864
 GEICO$920
 West Bend Mutual$1,032
WillmarFarm Bureau Mutual*$900
 GEICO$928
 West Bend Mutual$984
WindomFarm Bureau Mutual*$768
 West Bend Mutual$948
 GEICO$965
WinonaFarm Bureau Mutual*$780
 West Bend Mutual$888
 GEICO$926
WinstedFarm Bureau Mutual*$816
 GEICO$928
 West Bend Mutual$984
WoodburyFarm Bureau Mutual*$948
 GEICO$983
 West Bend Mutual$1,020
WorthingtonFarm Bureau Mutual*$852
 West Bend Mutual$948
 GEICO$965
-----------------------------------------------------------------------------------------------------
Article Source: http://EzineArticles.com/4510766, https://www.valuepenguin.com/best-cheap-car-insurance-minnesota#nogo
Share on Facebook
Share on Twitter
Share on Google+

Top Suggested Articles